Plan Ahead, Rather than Failing to Plan!

October 14, 2020

Future Focused Planning

In such a fast paced world, it is SO easy to get caught up in the day to day...raising our children, keeping a clean home, giving 110% at work, attending sports/extracurricular events, and so many other things.  When was the last time you sat down and put your priorities on paper?  When was the last time you evaluated whether you were putting your money in the right places to help you work toward achieving your financial goals, or those for your loved ones?


Retirement/Long-Term Savings

  • Are you putting enough into retirement?
  • Have you evaluated the impact of Roth vs. Pre-Tax dollars?
  • Are you utilizing all of the retirement vehicles available to you?
  • Have you evaluated your asset allocation in the last year?


Life Insurance

  • How much insurance do you need?
  • How much insurance do you have between all sources (employer paid, supplemental through work, privately held policies)?
  • Is Term or Permanent (or a blend) more appropriate for you?


College/Education/Future Expense Savings

  • How do you intend to pay for large expenses that you deem important for your children?
  • When was the last time you evaluated the risk that you are assuming within those savings vehicles vs. the expected return?
  • Are you saving enough?

Give me a call and I can help you walk through some of the future focused considerations for a Financial Wellness Check-up!  605-306-3248 or